residentialUnder ConstructionSugam Habitat EM Bypass — Accessible 1 & 2 BHK Residences
158A, Picnic Garden Road, Tiljala, Kolkata — 700039
by Sugam Homes · EM Bypass
Starting Price
₹94 L – ₹1.80 Cr
Area
982 – 1,975 sq.ft.
Configuration
2, 3 & 4 BHK
Back to Sugam Habitat overviewSugam Habitat
Sugam Habitat
EMI Calculator
Use the calculator below to estimate your monthly installment, loan amount and total interest payable for Sugam Habitat based on current home loan interest rates.
Your monthly EMI
₹65,260 per month
for 20 years · 2 BHK, 1,006 sq.ft.
Down payment
₹18.8 Lakh
Loan amount
₹75.2 Lakh
Total interest
₹81.4 Lakh
Indicative only. Actual EMI depends on your bank’s terms and credit profile.
Home loan EMI on Sugam Habitat
Indicative monthly instalments for each configuration at Sugam Habitat, EM Bypass, Kolkata — assuming a 20% down payment and a 8.5% p.a. interest rate.The entry configuration (2 BHK, ₹94 L) needs a loan of about ₹75.2 L, which works out to roughly ₹65,260 a month over 20 years.
| Configuration | Price | Loan (80%) | EMI · 15 yrs | EMI · 20 yrs | EMI · 30 yrs |
|---|---|---|---|---|---|
| 2 BHK1006 sq.ft. | ₹94 L | ₹75.2 L | ₹74,052 | ₹65,260 | ₹57,822 |
| 3 BHK1477 sq.ft. | ₹1.25 Cr | ₹1 Cr | ₹98,474 | ₹86,782 | ₹76,891 |
| 4 BHK1930 sq.ft. | ₹1.80 Cr | ₹1.44 Cr | ₹1,41,802 | ₹1,24,967 | ₹1,10,724 |
Figures are estimates for planning only; actual EMI depends on the bank, your profile and the rate at sanction. Use the calculator above to try your own numbers.
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