residentialUnder ConstructionSugam Morya Tollygunge — IGBC Gold Residences by Sugam
B.L. Saha Road, Sirity, Tollygunge, Kolkata, West Bengal
by Sugam Homes · Tollygunge
Starting Price
₹1.75 Cr – ₹4.38 Cr
Area
1,529 – 3,039 sq.ft.
Configuration
3, 4 & 5 BHK
Possession
Dec 2027
Sugam Morya
EMI Calculator
Use the calculator below to estimate your monthly installment, loan amount and total interest payable for Sugam Morya based on current home loan interest rates.
Your monthly EMI
₹1,21,495 per month
for 20 years · 3 BHK, 1,529 sq.ft.
Down payment
₹35 Lakh
Loan amount
₹1.4 Crore
Total interest
₹1.52 Crore
Indicative only. Actual EMI depends on your bank’s terms and credit profile.
Home loan EMI on Sugam Morya
Indicative monthly instalments for each configuration at Sugam Morya, Tollygunge, Kolkata — assuming a 20% down payment and a 8.5% p.a. interest rate.The entry configuration (3 BHK, ₹1.75 Cr) needs a loan of about ₹1.40 Cr, which works out to roughly ₹1,21,495 a month over 20 years.
| Configuration | Price | Loan (80%) | EMI · 15 yrs | EMI · 20 yrs | EMI · 30 yrs |
|---|---|---|---|---|---|
| 3 BHK1529 sq.ft. | ₹1.75 Cr | ₹1.40 Cr | ₹1,37,864 | ₹1,21,495 | ₹1,07,648 |
| 3.5 BHK1905 sq.ft. | ₹2.25 Cr | ₹1.80 Cr | ₹1,77,253 | ₹1,56,208 | ₹1,38,404 |
| 4 BHK2580 sq.ft. | ₹3.12 Cr | ₹2.50 Cr | ₹2,45,791 | ₹2,16,609 | ₹1,91,921 |
| 5 BHK3039 sq.ft. | ₹4.38 Cr | ₹3.50 Cr | ₹3,45,053 | ₹3,04,085 | ₹2,69,427 |
Figures are estimates for planning only; actual EMI depends on the bank, your profile and the rate at sanction. Use the calculator above to try your own numbers.

